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Business Insurance

The Affinity Underwriting Managers business policy is an enhanced multi-peril policy offering full protection for your client’s business/businesses. This encompasses material loss or damage, theft, accident and business interruption, liability (with broad-form option), motor and personal accident.

Whether you own a small-business or run a large corporation, our expertise allows us to fully understand the specific risks associated with your client’s business and provide cover that is tailored to your client’s needs and budget. Our specialised polices offer tailor made solutions for all businesses and also offer excess buyback options on some sections to assist you in keeping costs down.

We have specially designed policies to make sure that the best cover and extensions are offered

MultiPlus Business Policy

Multiplus Business Policy

Business is challenging enough and the last thing you need is to take unnecessary risks. You need peace of mind knowing that the vehicle, computer or equipment used to keep your business running is covered by a company that understands the importance of your need to get back on track. The Affinity Underwriting Managers Business and Commercial Insurance policy covers for all  circumstances for all medium to large businesses be it office park or manufacturing factory.

Buildings Combined

Fire

Office Contents

Business Interruption

Theft

Money

Glass

Goods In Transit

Business All Risk

Accidental Damage

Fidelity Insurance

Public Liability Insurance

Personal Accident

Motor Vehicles

Electronic Equipment

Machinery Breakdown

HospitalityPlus Policy

The Hospitality plus is Affinity Underwriting Managers Hospitality, Tourism & Leisure Insurance solution which is based on the traditional commercial policy, but has been carefully adapted in order to address the unique requirements and challenges faced by the hospitality, tourism and leisure industry. Our wordings have been specifically written with your client in mind.

Whether it is a guesthouse, small bed & breakfast, restaurant or corner coffee shop, we can offer comprehensive solutions for any business, our extensive extensions and benefits offer an enhanced insurance offering and cost cutting alternatives. When insured with Affinity Underwriting Managers, you can enjoy the peace of mind knowing that you are covered and taken care of correctly.

Types of businesses typically covered

Restaurants, Cafés and coffee shops

Guesthouses and lodges

Sports Clubs

Golf Courses

Health Centres

Caravan parks and resorts

Conference Centres

Additional Free policy benefits

Hospitality Plus Policy

Our business policy provides solutions for

MotorPlus Policy

MotorPlus Policy

The Motor Plus policy is a policy designed with the small business in mind, it is difficult for the small business owner to arrange business insurance without taking out full commercial insurance products which are costly and often over insure the smaller business with sections that are not relevant to the business, a personal policy on the other hand does not provide adequate cover for the small business owner for liability cover and for the correct business use.

This Affinity Underwriting Managers policy allows the business owner the flexibility to insure only what he needs to insure and build on to the policy as and when the business grows, additionally as an added convenience you can add your private insurance requirements to keep everything under one policy giving you time to run your business. A business and personal lines combined policy that offers real solutions.

Our MotorPlus policy provides solutions for

Office Contents

Electronic Equipment

Business All Risk

Goods In Transit

Motor (Including Trailers)

House Contents (Domestic)

MotorPlus policy benefits

R 5000 Goods In Transit Cover Included in the policy

R 2500.00 Tools cover Included

Home Contents Cover – Client can include their own home contents on one vehicle.

Policy focused to meet clients specific needs

Roadside And Road Assistance

Lawyer SOS Cover Included – A lawyer will be sent out

within 2 hours to the client to assist when it matters

Intelligent Panic – Push one button on your cell phone and

get immediate assistance from a specialized call centre in the case of any emergency

Locks and Keys Covered to a value of R 2000.00

Passenger Liability Cover of R 2 500 000 included

Additional claims preparation costs

Alcohol and Beverage costs

Bilking

Landscaped gardens

Deterioration of stock

Damage caused by wild animals

External signs, blinds and canopies

Fatal Injury

Locks and Keys

Guests Hole in One

Guest or customer theft

Bonus perfect 8 or 9

Reinstatement of Data

Cleaning/Dry Cleaning of guests effects

Emergency Repairs