Home Contents and goods on the Go
Need cover for your contents, portable items or buildings? We have solutions to offer you all your personal insurance needs
Personal Lines Insurance
Personal Lines insurance that gives you the cover you need. Premiums that are based on you and your history that give you peace of mind.
Business Insurance for small and large business from hospitality to manufacture. We have the solution to your business insurance needs.
Motor only specialists, we offer specialised motor only policy’s and solutions for your clients.
For any roadside accident or emergency call Angel Assist
0861 446 320
Variety of Products for all needs
Did you know we offer different packages to suit different needs?
Life is busy and we are always on the go, you need all risk cover for loss or damage that suits your lifestyle and which comprehensively covers your personal possessions that you carry with you outside of your home.
Cover on the go offers you just that peace of mind for all your items from iPods to jewellery, with Cover on the Go your
insurance is where ever you are.
Any items valued at under R 2000 per item will be covered under this section
You can decide on the amount to insure for, if you generally carry a large number of items on you then we can tailor the cover for you.
Any item valued over R 2000 per item is specified under this section
Cover your most valued possessions and have peace of mind while not at home
Our specially designed Angel Assist program gives you peace of mind in any event and all benefits are available to all policy holders regardless of what cover you have. In other words we don’t limit our home assistance to policy holders that have contents or building cover, if you have a policy with Affinity then you benefit from all the amazing 24/7 Angel services;
24/7 Roadside Assistance & Towing
Loss of Rent
Rent to live elsewhere
Glass and Sanitary ware
Public Utility Supply
Fire Brigade Charges
Subsidence and landslip
Our personal lines policies are designed to cover all aspects of your life and this includes caravans, trailers and watercraft, if it’s the outdoor life of exploration and camping or the thrill and excitement of water sports we have your privately used valuables covered.
Emergency Salvage Expenses (Watercraft)
Transit Costs (Watercraft)
Outboard motors (Watercraft)
Affinity Underwriting Managers have a number of Personal Lines solutions and products that offer all round solutions. In addition, Affinity’s tailor made solutions suit our brokers’ needs, we are able to modify our base products to suit our brokers business and their client’s needs developing products that work and make sense in their business, that being one of our strengths, we do not force you to fit into “our” model of business and solutions. We offer “cheapest” monthly money saving packages and solutions for the cover conscious client. Our range of products ensure that your client is correctly insured for all their insurance requirements. Select on one of the insurance classes below for more information;
Our comprehensive, total cover motor packages all include our Angel Assist Program which offers unique
peace of mind solutions to your clients when they need it most. The Affinity
Underwriting Managers packages are designed to cover life’s unforeseen events like
small bumper bashes to major accidents, theft and hijackings, fire, malicious
damage, additionally we cover hail damage which is not standard cover with
all insurance policies but is automatically included in all our products.
We have developed Motor products that suit all insurance needs.
Affinity Blue is designed to offer low excess affordable cover and
Affinity Green is a higher excess cheaper alternative for those
that are watching their pocket.
Standard insurance policy with additional extra’s that make it extaordinary
Third Party Fire & Thefta
Third Party Only
Excess Buyback Options
We understand that when something happens, it can effect you severely, our household cover has been developed with that in mind. In the event of an accident, burglary, theft or loss the Affinity Household Contents Cover gives you peace of mind knowing that you are covered for items damaged or stolen at your home.
Additionally with our 24 hour Angel Assist looking over you for all your home emergencies we will send one of our specialised angels to assist within 2 hours to help.
Furniture (lounge suites, beds, dining tables and chairs etc.)
Moveable Carpets and Rugs
Clothes, shoes, blankets, Linen and towels
Home tools and gardening equipment
Toy and sporting items
Fire & Lightning
Subsidence or Landslip
Jewellery, Watches, Precious stones and Furs (See Policy schedule and wording for conditions)
Break In and Theft
Accident Cover when moving
Goods in storage cover
Accidental Breakage of Devices
Deterioration of Food
Stolen washing and garden furniture
Money Stolen from your home
Personal documents, coins and stamps
Locks and Keys
Credit or bank cards
Hole in one/bowling full house
Domestic’s Employee’s belongings
Home Assistance is included on all policies (See Angel Assist for more detail)
Free Standing Home
Houses and apartments in the same complex sharing a communal entrance, where the entrance is not guarded.
Houses and apartments in the same complex sharing a communal entrance that has a 24/7 security guard manning the entrance.
Flat above ground level
A unit which is in a block of flats that is not on the ground floor.
Flat on ground level
A unit which is in a block of flats and on the ground floor with a small garden.
Security Complex or cluster specifically designed for pensioners which includes on site medical facilities and pensioner assistance.
Golf Country Estate
A housing estate which usually surrounds a golf course, the homes are usually larger than standard homes. The estate has 24/7 guarded entrances as well as guarding and monitoring of the estate.
Cottage or Garden Cottage
A fully functional apartment which is on a houses main residence but is independent usually with its own living area, kitchen and bathroom.
Hour home structure
Swimming Pool Structures
Gates & Fences
Fixtures and fittings
Fire, Lightning, explosion or earthquake
Storm, wind, water, hail or snow
Bursting of water pipes
Impact damaging your home
Break in or theft
Affinity Underwriting Managers specially designed Angel Assist program gives you peace of mind in any event and all benefits are available to all policy holders regardless of what cover you have. In other words we don’t limit our home assistance to policy holders that have contents or building cover, if you have a
policy with Affinity then you benefit from all the amazing 24/7 Angel services;
24/7 Roadside Assistance & Towing
We know that buying a home is one of the biggest financial commitments a family will make and that you need peace of mind knowing that your home is correctly insured, our Buildings Insurance Cover covers your home in the event of damage to the physical structure of your building and to any permanent fixtures or fittings.
(These may vary and depends on the product):
This is not standard on most motor insurance policies, Pothole Protection is a needed addition to policies considering the state of our roads in South Africa
Some motor insurance policies exclude hail damage in your policies, with Affinity you know you are covered for life’s unforeseen events including hail damage.
Once your claim is sorted out you might need assistance in further matters like getting your excess back from a third party etc. This valuable addition makes our motor product unique and even more attractive for your clients
Our specially designed Angel Assist program gives you peace of mind offering you peace of mind in any event and all benefits are available to all policy holders regardless of what cover you have. In other words we don’t limit our home assistance to policy holders that have contents or building cover, if you have a policy with Affinity then you benefit from all the amazing 24/7 Angel services;
24/7 Roadside Assistance & Towing
Lawyer SOSsure and Entertainment
Affinity Underwriting Managers is an authorised financial services provider FSP no 40832. All rights reserved
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Our specially developed products, Affinity Blue and Affinity Green have been developed to offer you and your valued clients options that will suit both policy holders needs and pocket, these products will give you a lower premium for client’s that want to save monthly and have to look after a monthly budget through the spectrum of options to policy options that offer very low flat rate excesses. We have the solutions to your clients needs.